Productive Loans
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SAGER GANZA MICROFINANCE PLC finances income-generating activities such as small businesses, handicrafts, agriculture, livestock and agricultural processing activities. These credits can be granted to individuals or groups or legal persons (companies). Guarantees for these credits are movable or immovable property including endorsements and joint guarantees.
Salary loan
This loan is for employees who receive their salaries through their accounts in SAGER GANZA MICROFINANCE PLC. The purpose of this loan is to finance family or miscellaneous expenses. The repayment period is up to 24 months.
Leasing loan
The leasing loan (or hire-purchase) of equipment it is a loan where acquired equipment becomes the property of the applicant only after full repayment of the credit.
Equipment loans
The equipment loan is given to any customer of our institution who wishes to buy any equipment and the customer becomes the direct owner of the acquired equipment and is only liable to SAGER GANZA MICROFINANCE PLC for the amount lent and its interest.
Agricultural production and livestock loan
Are you a profesional farmer? Agricultural loans help you run your farms more efficiently.
SAGER GANZA MICROFINANCE PLC Agricultural loans are a valuable resource to establish, improve, expand, transition, and strengthen your farm or ranch.
Business loan
Choose SAGER GANZA MICROFINANCE PLC as your reliable and understanding partner for providing financing to build up or run your business.
SAGER GANZA MICROFINANCE PLC takes pride in facilitating continued business expansion in the communities we serve. We offer a variety of Business loans options based on your cash flow needs and will guide you through the process from start to finish. Get the financing you need to invest in your business at SAGER GANZA MICROFINANCE PLC.
Overdraft loan
Access funds quickly and easily with a SAGER GANZA MICROFINANCE PLC Overdraft facility. This kind of loan is given to our customers immediately on demand and is paid back within a period not exceeding 3 months.
What are the eligibility requirements to get a loan at SGM?
- Letter of Loan Application
- Complete and sign the loan application forms
- Original collateral documents
- 1 Passport Photo of the client and the mandatory
- 1 Copy of Identity Card/ Passport of the client and the mandatory
- Have a clean Credit Reference Bureau report